Independent Mortgage Brokerage · California
Private financing for
extraordinary homes.
Conventional high-balance and jumbo lending, handled with the discretion and craft your property deserves. One broker. One relationship. Closings that move at the speed of the market.
- $1.4B+
- Funded on the coast since 2014
- 21 days
- Median jumbo clear-to-close
- 4.97
- Average client rating
The Personal Process
A considered path, from first call to keys.
No call centers. No layered handoffs. You work directly with a single licensed advisor who engineers your file from pre-approval through closing.
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01
Discovery
A private conversation about your property, your timeline, and the structure that serves your balance sheet — not the bank's template.
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02
Strategy & Pre-Approval
We shop your file across our wholesale desk and return a tailored term sheet, often within 48 hours, with a verified pre-approval in hand.
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03
Underwriting
Direct access to the underwriter. We anticipate conditions, structure exceptions for complex income, and keep your file moving.
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04
Closing
Coordinated with your escrow and agent. Clear-to-close on schedule — frequently ahead of it — so you take possession without friction.
The Broker Advantage
Why a broker closes what a bank can't.
A retail lender offers you one product — theirs. As an independent broker, we hold wholesale relationships with more than two dozen lenders and surface the single program that fits your file. The result is lower rates, fewer surprises, and an advocate at the table when conditions get complicated.
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Wholesale pricing
Access to par rates retail customers never see.
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Underwriting fluency
Asset-based, self-employed, and trust-structured income, done right.
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Jumbo & high-balance specialists
Loans to $20M, including non-QM and bank-statement programs.
Client Stories
In their words.
Realtor Partnerships
A lender your listing can rely on.
Top-producing agents refer Meridian because our pre-approvals hold. We sit in on offer strategy, verify buyer strength before you counter, and protect your close date as fiercely as you protect your commission.
- Same-day pre-approval review on incoming offers
- Co-marketed open-house and listing materials (compliant)
- Weekly status digests shared with you and your client
- Concierge jumbo desk for properties above $5M
Begin
Let's open your file.
Tell us a little about the property. A licensed advisor — not a chatbot — will personally respond within one business day.